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Client view #12: Balazs


At ETFmatic we have the pleasure of serving clients in 32 European countries. We see this as an incredible advantage being able to interact with such a large and diverse group of people from all walks of life. As our aim is to democratise finance for all Europeans we ask our clients if they would be willing answer questions on their experience and initial decision to use ETFmatic. The post below is part of an ongoing series where we share the experiences some of the amazing clients we serve today.
Name:Balazs
Country:Spain

How long have you been investing for?

4 months

Describe your investment goals. Are they long-term, short-term, are you on track? Have you changed your investment strategy over the years? If so, how?

Since I consider myself as a "world citizen", living and working in different countries I do not expect retirement payments from any countries. Therefore I want to focus on building my own retirement plan. And since my country's government stole the private retirement funds of my parents among others, I started to fund a goal for their retirement. This won't be enough but it will give me a head start to focus on increasing my income and not worry about it for a few years.

Why did you decide to use ETFmatic?

I decided to use it because of the honesty, expertise and plenty of educational materials to learn how to become a good investor. And of course, the low prices :) Also it's available in many countries which helps if I move around a lot.

Can you provide a brief overview of your experience so far - How much are you investing, how long for, and how satisfied are you with returns to date?

So far I invested ~5k euros into two goals in the past few months. It was growing nicely but there was a huge drop this february (2018) so now I am in negative returns. But I am patient and I will keep investing. This is a long term game :)

How comfortable are you with using a robo-advice platform, how does it compare with your investing experience prior?

My previous experience was terrible with retirement insurances (they work as kind of mutual funds), they have a lot of papers to read and no real explanations about the expenses. I spent a few years with them and lost a lot of money :( It was a price to pay to learn... I am still happy that I took action in time. Money can be earned again but time travel is impossible (It's a must for compound interest to work).


We'd like to thank Balazs for his time and investing with us. If you would like to be part of our client feedback series and provide your opinion. Good, bad or indifferent, please do let us know.