ETFmatic started because three serial entrepreneurs didn't understand, or particularly enjoy, the "service" they received from the Financial Industry. As outsiders, we've challenged absolutely every assumption to deliver you an Investment Solution based on your needs, the one we've always wanted as customers. From our point of view, there are too many examples of how the Financial Industry treats people that either don’t make sense or have just been constructed that way to make "experts" you pay fees to richer.
Our goal is to enable everyone in Europe to easily convert their savings into diversified investments. Today, our service is available in 32 countries, and we are managing Portfolios with some of the best ETFs in the world.
Our technology helps build a unique portfolio, not luring you with the latest investment fad, or stuffing you into cookie-cutter portfolios dressed up as a personalised service.
Our risk assessment methodology is not only about anticipating how much pain you can take in a market downturn, we help you design and execute the strategy that adapts best to your unique long term needs.
Our investment thesis is based on index investing. Yet what we offer isn’t just a cheaper way to execute passive investment, we systematically fine-tune your exposure to each index 24/7.
Selecting the right ETFs, rebalancing your asset allocation and monitoring your portfolio 24/7 can be a bit time consuming even when you know how to do it.
We offer bespoke, straight-forward, cost-effective, tax-aware portfolios to help you worry less if your money is working for you while you're busy working on other things.
At ETFmatic we believe risk amounts to more than the expected fluctuations of a portfolio. The likelihood of you accessing part of your savings early or how you will react to a scary market movement is at least as important as the criteria employed to analyse the stock market’s performance.
From our point of view, your perception & behaviour deserves our full attention because its the anchor for us to build and manage a unique portfolio in the way that best suits your needs. Our experts have designed a short set of behavioural questions to measure your attitude to risk in different dimensions:
All returns come with risks, your Exposure score compares you with other investors in how you perceive and react to these risks, enabling us to tailor your portfolios to how you trade off between capital preservation and profit maximisation
How you measure short and long term trends, or the risk of overreacting versus underreacting. Your Patience score determines how often you tend to sell assets in your portfolio to rebalance based on what academics define as the estimation window, which is one of the key inputs for the Mean-Variance optimisation applied in Modern Portfolio theory.
You can read more about our methodology in the latest version of our whitepaper
The current version of our investment platform deploys 128 base portfolio strategies for each currency, which are then time-adjusted reducing volatility and adapting the asset allocation to what makes you comfortable, essentially infinite portfolios that enable us to deliver the best investment solution for you.
Our quants apply most solid MPT & latest risk assessment innovations to deliver the best index exposure for each combination of Exposure, Patience and Strategy scores.
Beyond the adjustment if anything in your lifestyle or attitude to risk changes, by having the option to use dynamic targets and, in goals with target date, volatility reduction, the target weight for each asset evolves over time.
To experience how ETFmatic works you can try out a simulation portfolio here.
With our Apps for Android, iPhones and other devices you can easily check the progress of your goals, underlying ETFs and performance. Fingerprint authentication now available for iPhone and select Android devices
Beyond taking care of almost everything, we help you analyze the performance of your Portfolio and easily access factsheets.
Your investments are held by Saxo Bank and covered by European protection schemes with the standard conditions.
We are regulated by the FCA. Every effort has been made to keep your savings secure, including daily reporting, auditing, insurance, FSCS coverage*, and partnerships with financial institutions so your savings are protected.
*FSCS coverage limited to 50kGBP and subject to usual restrictions